:root{
    --navy:#1a3654;
    --navy-deep:#0f2136;
    --blue:#2f5578;
    --blue-light:#e9edf1;
    --amber:#b4be3d;
    --amber-dark:#97a132;
    --red:#e5484d;
    --ink:#16233d;
    --muted:#5b6b85;
    --paper:#ffffff;
    --paper-alt:#f4f7fb;
    --border:#e2e8f4;
    --radius:14px;
    --shadow:0 12px 30px -12px rgba(11,37,69,0.18);
    --shadow-sm:0 4px 14px -6px rgba(11,37,69,0.15);
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:'Segoe UI',-apple-system,BlinkMacSystemFont,Roboto,Helvetica,Arial,sans-serif;
    color:var(--ink);
    background:var(--paper);
    line-height:1.55;
    -webkit-font-smoothing:antialiased;
  }
  img,svg{display:block;}
  a{color:inherit;}
  .wrap{max-width:1180px;margin:0 auto;padding:0 24px;}
  h1,h2,h3,h4{margin:0 0 .5em 0;line-height:1.15;font-weight:800;color:var(--navy);}
  p{margin:0 0 1em 0;}
  .eyebrow{
    display:inline-flex;align-items:center;gap:8px;
    font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
    color:var(--blue);background:var(--blue-light);
    padding:6px 14px;border-radius:999px;margin-bottom:14px;
  }
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    padding:14px 26px;border-radius:10px;font-weight:700;font-size:15.5px;
    text-decoration:none;border:2px solid transparent;cursor:pointer;
    transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
    white-space:nowrap;
  }
  .btn:hover{transform:translateY(-2px);}
  .btn-primary{background:var(--amber);color:var(--navy-deep);box-shadow:0 10px 24px -8px rgba(180,190,61,.55);}
  .btn-primary:hover{background:var(--amber-dark);}
  .btn-outline{background:transparent;border-color:rgba(255,255,255,.55);color:#fff;}
  .btn-outline:hover{background:rgba(255,255,255,.12);}
  .btn-navy{background:var(--navy);color:#fff;}
  .btn-navy:hover{background:var(--navy-deep);}
  .btn-block{width:100%;}
  section{padding:88px 0;}
  .section-head{max-width:640px;margin-bottom:48px;}
  .section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
  .section-head p{color:var(--muted);font-size:17px;margin:0;}

  /* ===== Top utility bar ===== */
  .topbar{background:var(--amber);color:var(--navy-deep);font-size:13.5px;}
  .topbar .wrap{display:flex;align-items:center;justify-content:space-between;padding:9px 24px;flex-wrap:wrap;gap:6px;}
  .topbar a{text-decoration:none;color:var(--navy-deep);font-weight:600;}
  .topbar .tb-left span{margin-right:18px;}
  .topbar .tb-right a{margin-left:16px;opacity:.8;}
  .topbar .tb-right a:hover{opacity:1;}

  /* ===== Header ===== */
  header.site{
    position:sticky;top:0;z-index:50;background:var(--navy);
    border-bottom:1px solid rgba(255,255,255,.1);
  }
  .nav{display:flex;align-items:center;justify-content:space-between;padding:12px 24px;}
  .logo{display:flex;align-items:center;gap:10px;text-decoration:none;}
  .logo-mark{
    width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--navy));
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
  }
  .logo-text{font-weight:800;font-size:19px;color:#fff;letter-spacing:-.01em;}
  .logo-text small{display:block;font-size:10.5px;font-weight:700;letter-spacing:.14em;color:#a9c0e6;text-transform:uppercase;}
  nav.links{display:flex;align-items:center;gap:34px;}
  nav.links a{text-decoration:none;color:#e7edf3;font-weight:600;font-size:15px;position:relative;}
  nav.links a:hover{color:var(--amber);}
  .nav-actions{display:flex;align-items:center;gap:14px;}
  .nav-call{display:flex;align-items:center;gap:8px;font-weight:700;color:#fff;text-decoration:none;font-size:14.5px;}
  .nav-call .ico{color:var(--amber);}
  .mobile-cta{display:none;}
  .burger{display:none;background:none;border:none;cursor:pointer;padding:6px;}
  .burger span{display:block;width:24px;height:2.5px;background:#fff;margin:5px 0;border-radius:2px;}

  /* ===== Hero ===== */
  .hero{
    position:relative;overflow:hidden;
    background:radial-gradient(1200px 600px at 85% -10%, #2c527e 0%, var(--navy) 45%, var(--navy-deep) 100%);
    color:#fff;padding:96px 0 110px;
  }
  .hero::before{
    content:"";position:absolute;inset:0;
    background-image:
      linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px),
      linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
    background-size:46px 46px;
    mask-image:radial-gradient(ellipse 900px 500px at 70% 20%, black, transparent);
    pointer-events:none;
  }
  .hero-grid{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;}
  .hero h1{color:#fff;font-size:46px;letter-spacing:-.02em;}
  .hero h1 span{color:var(--amber);}
  .hero p.lead{color:#c7d6ee;font-size:18.5px;max-width:520px;}
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 34px;}
  .hero-badges{display:flex;gap:26px;flex-wrap:wrap;}
  .hero-badge{display:flex;align-items:center;gap:9px;font-size:14px;color:#dbe6f7;font-weight:600;}
  .hero-badge .ico{color:var(--amber);flex-shrink:0;}
  .hero-card{
    background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);
    border-radius:18px;padding:30px;backdrop-filter:blur(8px);
  }
  .hero-card .call-block{text-align:center;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.16);margin-bottom:22px;}
  .hero-card .call-block .label{font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:#a9c0e6;font-weight:700;}
  .hero-card .call-block .num{font-size:30px;font-weight:800;color:#fff;margin:8px 0;display:block;text-decoration:none;}
  .hero-card .call-block .num:hover{color:var(--amber);}
  .hero-steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px;}
  .hero-steps li{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;color:#dbe6f7;}
  .hero-steps .num-badge{
    width:26px;height:26px;border-radius:50%;background:var(--amber);color:var(--navy-deep);
    display:flex;align-items:center;justify-content:center;font-weight:800;font-size:13px;flex-shrink:0;
  }

  /* ===== Crash animation strip ===== */
  .crash-strip{position:relative;background:var(--navy-deep);overflow:hidden;padding:30px 0 8px;}
  .crash-road{position:absolute;left:0;right:0;top:60px;height:3px;background:repeating-linear-gradient(90deg, rgba(255,255,255,.3) 0 26px, transparent 26px 52px);}
  .crash-scene{position:relative;max-width:420px;height:80px;margin:0 auto;animation:shake 4.5s ease-in-out infinite;}
  .car{position:absolute;top:50%;width:78px;height:36px;margin-top:-18px;}
  .car-left{left:0;animation:driveLeft 4.5s ease-in-out infinite;}
  .car-right{right:0;animation:driveRight 4.5s ease-in-out infinite;}
  .car .mirror{transform:scaleX(-1);width:100%;height:100%;}
  .car svg{width:100%;height:100%;display:block;}
  .impact-burst{
    position:absolute;left:50%;top:50%;width:16px;height:16px;margin:-8px 0 0 -8px;border-radius:50%;
    background:radial-gradient(circle, #fff 0%, var(--amber) 45%, transparent 72%);opacity:0;
    animation:burst 4.5s ease-in-out infinite;
  }
  .crash-caption{text-align:center;color:#a9c0e6;font-size:13.5px;margin:14px 0 0;padding-bottom:20px;}
  .crash-caption a{color:var(--amber);font-weight:700;text-decoration:none;}
  @keyframes driveLeft{
    0%,40%{transform:translateX(0);}
    68%{transform:translateX(148px);}
    71%{transform:translateX(158px) rotate(-5deg);}
    75%{transform:translateX(146px) rotate(3deg);}
    80%,100%{transform:translateX(138px) rotate(0deg);}
  }
  @keyframes driveRight{
    0%,40%{transform:translateX(0);}
    68%{transform:translateX(-148px);}
    71%{transform:translateX(-158px) rotate(5deg);}
    75%{transform:translateX(-146px) rotate(-3deg);}
    80%,100%{transform:translateX(-138px) rotate(0deg);}
  }
  @keyframes shake{
    0%,69%{transform:translateX(0);}
    70%{transform:translateX(-3px);}71%{transform:translateX(3px);}
    72%{transform:translateX(-2px);}73%{transform:translateX(2px);}
    74%,100%{transform:translateX(0);}
  }
  @keyframes burst{
    0%,67%{opacity:0;transform:scale(.2);}
    70%{opacity:1;transform:scale(1.3);}
    75%{opacity:1;transform:scale(2.6);}
    82%{opacity:0;transform:scale(3.4);}
    100%{opacity:0;transform:scale(.2);}
  }
  @media (prefers-reduced-motion: reduce){
    .crash-scene, .car-left, .car-right, .impact-burst{animation:none;}
  }

  /* ===== Trust strip ===== */
  .trust-strip{background:var(--paper-alt);border-bottom:1px solid var(--border);padding:22px 0;}
  .trust-strip .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:18px;text-align:center;}
  .trust-strip .item{flex:1;min-width:150px;}
  .trust-strip .item strong{display:block;color:var(--navy);font-size:15px;}
  .trust-strip .item span{color:var(--muted);font-size:13px;}

  /* ===== Services ===== */
  .services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
  .service-card{
    background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);
    padding:30px 26px;box-shadow:var(--shadow-sm);transition:transform .18s ease, box-shadow .18s ease;
  }
  .service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
  .service-icon{
    width:52px;height:52px;border-radius:12px;background:var(--blue-light);color:var(--blue);
    display:flex;align-items:center;justify-content:center;margin-bottom:18px;
  }
  .service-card h3{font-size:18.5px;}
  .service-card p{color:var(--muted);font-size:15px;margin:0;}
  .service-card.wide{grid-column:span 1;}

  /* ===== Audience ===== */
  .audience{background:var(--navy);color:#fff;}
  .audience .section-head p{color:#b9cbe9;}
  .audience .section-head h2{color:#fff;}
  .audience-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
  .audience-card{
    background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);
    border-radius:var(--radius);padding:26px 22px;text-align:center;
  }
  .audience-card .ico{
    width:46px;height:46px;border-radius:50%;background:rgba(180,190,61,.2);color:var(--amber);
    display:flex;align-items:center;justify-content:center;margin:0 auto 14px;
  }
  .audience-card h4{color:#fff;font-size:15.5px;margin-bottom:4px;}
  .audience-card p{color:#a9c0e6;font-size:13.5px;margin:0;}

  /* ===== Process ===== */
  .process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;counter-reset:step;}
  .process-card{position:relative;padding:32px 26px 26px;background:var(--paper-alt);border-radius:var(--radius);border:1px solid var(--border);}
  .process-card .step-num{
    position:absolute;top:-18px;left:26px;width:38px;height:38px;border-radius:50%;
    background:var(--amber);color:var(--navy-deep);font-weight:800;display:flex;align-items:center;justify-content:center;
    box-shadow:0 6px 14px -4px rgba(180,190,61,.6);
  }
  .process-card h3{font-size:17px;margin-top:8px;}
  .process-card p{color:var(--muted);font-size:14.5px;margin:0;}
  .process-cta{margin-top:44px;background:linear-gradient(120deg,var(--blue),var(--navy));border-radius:var(--radius);padding:30px 36px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;color:#fff;}
  .process-cta h3{color:#fff;margin:0 0 4px;}
  .process-cta p{color:#d6e3f8;margin:0;}

  /* ===== After accident ===== */
  .after-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
  .after-card{text-align:left;}
  .after-num{font-size:40px;font-weight:800;color:var(--blue-light);-webkit-text-stroke:1.5px var(--blue);color:transparent;margin-bottom:6px;}
  .after-card h4{font-size:16px;color:var(--navy);margin-bottom:6px;}
  .after-card p{color:var(--muted);font-size:14.5px;margin:0;}

  /* ===== Areas / Insurers ===== */
  .area-groups{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-bottom:44px;}
  .area-group{background:#fff;border:1px solid var(--border);border-radius:12px;padding:18px 20px;box-shadow:var(--shadow-sm);}
  .area-group h4{font-size:14.5px;color:var(--navy);margin-bottom:6px;}
  .area-group p{font-size:13.5px;color:var(--muted);margin:0;}
  .insurers-block{text-align:center;border-top:1px solid var(--border);padding-top:36px;}
  .insurers-block h4{font-size:15px;color:var(--navy);margin-bottom:18px;font-weight:700;}
  .insurer-chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;}
  .insurer-chips span{
    background:#fff;border:1px solid var(--border);border-radius:999px;padding:8px 16px;
    font-size:13.5px;font-weight:600;color:var(--navy);
  }

  /* ===== Partner ===== */
  .partner-strip{background:var(--paper-alt);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
  .partner-strip .wrap{display:flex;align-items:center;justify-content:center;gap:22px;padding:38px 24px;text-align:center;flex-wrap:wrap;}
  .partner-strip .badge{
    display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--border);
    padding:10px 24px;border-radius:999px;font-weight:800;color:#00693e;box-shadow:var(--shadow-sm);
    font-family:Georgia,'Times New Roman',serif;font-size:19px;letter-spacing:.01em;
  }
  .partner-strip .badge .e-mark{
    width:22px;height:22px;border-radius:5px;background:#00693e;color:#fff;
    display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-weight:800;font-size:15px;
  }

  /* ===== Testimonials ===== */
  .testi-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:22px;}
  .testi-card.more{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;background:var(--paper-alt);border-style:dashed;}
  .testi-card.more .ico{width:44px;height:44px;border-radius:50%;background:var(--blue-light);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:12px;}
  .testi-card.more a{color:var(--blue);font-weight:700;text-decoration:none;}
  .rating-summary{
    display:flex;align-items:center;justify-content:center;gap:22px;flex-wrap:wrap;
    background:var(--paper-alt);border:1px solid var(--border);border-radius:999px;
    padding:14px 30px;margin:0 auto 40px;max-width:fit-content;
  }
  .rating-summary .score{font-size:26px;font-weight:800;color:var(--navy);}
  .rating-summary .stars{color:var(--amber);font-size:17px;letter-spacing:2px;}
  .rating-summary .sep{width:1px;height:26px;background:var(--border);}
  .rating-summary .src{font-size:13.5px;color:var(--muted);font-weight:600;}
  .testi-source{font-size:11.5px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.05em;margin-left:auto;}
  .testi-author-row{display:flex;align-items:center;gap:12px;}
  .testi-card{background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm);}
  .testi-stars{color:var(--amber);font-size:15px;letter-spacing:2px;margin-bottom:14px;}
  .testi-card p{color:var(--ink);font-size:15px;margin-bottom:20px;}
  .testi-author{display:flex;align-items:center;gap:12px;}
  .testi-avatar{
    width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--navy));
    color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:15px;flex-shrink:0;
  }
  .testi-author strong{display:block;font-size:14.5px;color:var(--navy);}
  .testi-author span{font-size:12.5px;color:var(--muted);}

  /* ===== About ===== */
  .about{background:var(--paper-alt);}
  .about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:center;}
  .about-quote{
    background:var(--navy);color:#fff;border-radius:var(--radius);padding:36px 30px;position:relative;
  }
  .about-quote::before{content:"\201C";position:absolute;top:6px;left:20px;font-size:64px;color:rgba(180,190,61,.35);font-family:Georgia,serif;line-height:1;}
  .about-quote p{position:relative;font-size:17px;font-style:italic;color:#e7eefb;margin:14px 0 0;}
  .about-copy p{color:var(--muted);font-size:15.5px;}
  .about-copy h2{margin-bottom:18px;}

  /* ===== Contact ===== */
  .contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;}
  .contact-info{display:flex;flex-direction:column;gap:20px;}
  .info-row{display:flex;gap:14px;align-items:flex-start;}
  .info-ico{
    width:44px;height:44px;border-radius:10px;background:var(--blue-light);color:var(--blue);
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
  }
  .info-row strong{display:block;color:var(--navy);font-size:15px;}
  .info-row span, .info-row a{color:var(--muted);font-size:14.5px;text-decoration:none;}
  .social-row{display:flex;gap:12px;margin-top:6px;}
  .social-row a{
    width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;text-decoration:none;transition:background .15s ease;
  }
  .social-row a:hover{background:var(--blue);}
  .contact-form{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-sm);
  }
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
  .field{margin-bottom:16px;}
  .field label{display:block;font-size:13.5px;font-weight:700;color:var(--navy);margin-bottom:6px;}
  .field input, .field textarea{
    width:100%;padding:12px 14px;border-radius:9px;border:1.5px solid var(--border);
    font-size:14.5px;font-family:inherit;color:var(--ink);background:var(--paper-alt);
  }
  .field input:focus, .field textarea:focus{outline:none;border-color:var(--blue);background:#fff;}
  .field textarea{resize:vertical;min-height:110px;}
  .checkbox-row{display:flex;align-items:flex-start;gap:10px;margin-bottom:20px;font-size:13.5px;color:var(--muted);}
  .checkbox-row input{margin-top:3px;}

  /* ===== CTA banner ===== */
  .cta-banner{
    background:linear-gradient(120deg, var(--amber) 0%, var(--amber-dark) 100%);
    color:var(--navy-deep);
  }
  .cta-banner .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:56px 24px;}
  .cta-banner h2{color:var(--navy-deep);margin-bottom:6px;}
  .cta-banner p{color:#4a3208;margin:0;font-weight:600;}

  /* ===== Footer ===== */
  footer{background:var(--navy-deep);color:#a9c0e6;padding:64px 0 26px;}
  .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:44px;}
  .footer-grid h4{color:#fff;font-size:14.5px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:16px;}
  .footer-grid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
  .footer-grid a{color:#a9c0e6;text-decoration:none;font-size:14px;}
  .footer-grid a:hover{color:#fff;}
  .footer-about p{font-size:14px;color:#93aad0;max-width:280px;}
  .footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:#7f97c0;}
  .footer-bottom a{color:#7f97c0;text-decoration:none;margin-left:18px;}
  .footer-bottom a:hover{color:#fff;}
  .footer-bottom .wrap ~ span a{margin-left:0;}

  /* ===== Legal modals ===== */
  .modal-overlay{
    display:none;position:fixed;inset:0;background:rgba(15,33,54,.72);z-index:300;
    align-items:center;justify-content:center;padding:24px;
  }
  .modal-overlay.open{display:flex;}
  .modal-box{
    background:#fff;max-width:760px;width:100%;max-height:82vh;overflow-y:auto;
    border-radius:16px;padding:40px 44px;position:relative;box-shadow:0 30px 60px -20px rgba(0,0,0,.4);
  }
  .modal-box h2{margin-bottom:6px;}
  .modal-box h4{color:var(--navy);font-size:16px;margin:26px 0 8px;}
  .modal-box p, .modal-box li{color:var(--muted);font-size:14.5px;}
  .modal-box ul{margin:0 0 14px;padding-left:22px;}
  .modal-box .modal-updated{color:var(--blue);font-weight:700;font-size:14px;margin-bottom:22px;}
  .modal-close{
    position:absolute;top:18px;right:18px;width:34px;height:34px;border-radius:50%;
    border:none;background:var(--paper-alt);color:var(--navy);font-size:20px;cursor:pointer;
    display:flex;align-items:center;justify-content:center;line-height:1;
  }
  .modal-close:hover{background:var(--border);}
  @media (max-width:600px){ .modal-box{padding:30px 22px;} }

  /* ===== Responsive ===== */
  @media (max-width:980px){
    .hero-grid{grid-template-columns:1fr;}
    .hero-card{order:-1;}
    .services-grid{grid-template-columns:repeat(2,1fr);}
    .audience-grid{grid-template-columns:repeat(2,1fr);}
    .process-grid{grid-template-columns:1fr;}
    .after-grid{grid-template-columns:repeat(2,1fr);}
    .testi-grid{grid-template-columns:1fr;}
    .about-grid{grid-template-columns:1fr;}
    .contact-grid{grid-template-columns:1fr;}
    .footer-grid{grid-template-columns:1fr 1fr;}
    .area-groups{grid-template-columns:repeat(2,1fr);}
  }
  @media (max-width:760px){
    nav.links{
      position:fixed;top:70px;left:0;right:0;bottom:0;background:#fff;
      flex-direction:column;align-items:flex-start;padding:26px 24px;gap:22px;
      transform:translateX(100%);transition:transform .25s ease;overflow-y:auto;
    }
    nav.links.open{transform:translateX(0);}
    nav.links a{color:var(--ink);}
    nav.links a:hover{color:var(--blue);}
    .mobile-cta{display:flex;}
    .mobile-cta.btn-navy{color:#fff;}
    .nav-call{display:none;}
    .burger{display:block;}
    .hero h1{font-size:32px;}
    section{padding:60px 0;}
    .services-grid{grid-template-columns:1fr;}
    .audience-grid{grid-template-columns:1fr;}
    .after-grid{grid-template-columns:1fr 1fr;}
    .form-row{grid-template-columns:1fr;}
    .area-groups{grid-template-columns:1fr;}
    .footer-grid{grid-template-columns:1fr;}
    .cta-banner .wrap{flex-direction:column;text-align:center;}
    .topbar .tb-right{display:none;}
  }

/* ===== Sub-page article styles ===== */
.page-hero{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;padding:56px 0 64px;}
.page-hero .wrap{max-width:900px;}
.page-hero h1{color:#fff;font-size:34px;margin-bottom:14px;}
.page-hero p{color:#c7d6ee;font-size:17px;max-width:680px;margin:0 0 22px;}
.page-hero .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;}
.prose-section{padding:60px 0;}
.prose-wrap{max-width:820px;margin:0 auto;padding:0 24px;}
.prose-wrap h2{font-size:24px;margin-top:36px;}
.prose-wrap h2:first-child{margin-top:0;}
.prose-wrap p{color:var(--muted);font-size:16px;line-height:1.7;margin-bottom:18px;}
.prose-wrap ul{color:var(--muted);font-size:16px;line-height:1.7;padding-left:22px;margin-bottom:18px;}
.prose-wrap li{margin-bottom:6px;}
.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:14px;}
.link-card{
  display:block;background:#fff;border:1px solid var(--border);border-radius:12px;padding:16px 18px;
  text-decoration:none;color:var(--navy);font-weight:700;font-size:14.5px;box-shadow:var(--shadow-sm);
  transition:transform .15s ease;
}
.link-card:hover{transform:translateY(-2px);}
.link-card span{display:block;font-weight:500;color:var(--muted);font-size:13px;margin-top:4px;}
.town-chip-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 6px;}
.town-chip-row a{
  background:var(--paper-alt);border:1px solid var(--border);border-radius:999px;padding:7px 15px;
  font-size:13.5px;font-weight:600;color:var(--navy);text-decoration:none;
}
.town-chip-row a:hover{background:var(--blue-light);}
.breadcrumb-nav a{color:var(--blue);text-decoration:none;}
.breadcrumb-nav a:hover{text-decoration:underline;}
@media (max-width:760px){
  .link-grid{grid-template-columns:1fr;}
  .page-hero h1{font-size:26px;}
}